Make Payroll On Time — Even When Cash Flow Is Tight

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Don’t wait for a cash flow emergency.
Apply today so your payroll funding is ready before you ever need it.

Payroll Doesn’t Wait. Now You Don’t Have To Either.

Payroll deadlines don’t wait, even when cash flow is tight. That’s why Journey partnered with Payro Finance to offer a fast, flexible payroll funding line of credit so you can pay your team on time without the stress.

Journey clients in good standing for 6+ months may be pre-qualified for up to $25,000. Need more or not there yet? You can still apply, with lines available up to $500,000 and minimal additional underwriting.

Why Employers Choose Payroll Funding

Cover payroll on time even when cash flow is tight

Payro helps you bridge short-term cash gaps so you can run payroll confidently, avoid missed deadlines, and keep your team paid without last-minute scrambling or added stress.

How It Works

Simple, fast, and built for payroll

  • Apply in minutes
  • Get a quick approval decision
  • Use your credit line when payroll is due
  • Repay and reuse anytime you need it

What Does It Cost?

Transparent pricing with no surprises

Payro’s payroll line of credit is designed to stay flexible and cost-effective, so you only pay when you draw funds, and all fees and terms are clearly provided before you accept.

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